Find by IFSC Code
Enter an IFSC code to get detailed bank branch information across India.
Find By IFSC
Understanding IFSC Codes: Your Complete Guide
An IFSC code (Indian Financial System Code) is an 11-character alphanumeric identifier that uniquely represents every bank branch participating in India's electronic payment systems. Managed by the Reserve Bank of India (RBI), these codes ensure secure and accurate fund transfers across the country through NEFT, RTGS, and IMPS transactions.
Key Features of Our IFSC Finder
- ✓Instant verification of IFSC codes for all Indian banks
- ✓Complete branch details including address and contact information
- ✓MICR code information for check processing
- ✓Updated database covering 100,000+ bank branches
- ✓Support for all major public and private sector banks
When You Need IFSC Codes
- •Online money transfers and bill payments
- •Setting up recurring payments and SIPs
- •Salary processing and vendor payments
- •Tax payments and government transactions
- •E-commerce platform settlements
Step-by-Step Guide: How to Use Our IFSC Code Finder
- Enter the IFSC Code: Type the 11-character IFSC code in the search box above. Our tool accepts codes in any format and automatically converts them to uppercase.
- Click Search: Hit the search button to instantly retrieve branch information from our comprehensive database of Indian bank branches.
- View Results: Get detailed information including bank name, branch address, contact details, MICR code, and other relevant banking information.
- Verify Information: Cross-check the displayed details to ensure you have the correct branch information before proceeding with your transaction.
Popular Banks and Their IFSC Code Patterns
Different banks follow specific patterns for their IFSC codes. Understanding these patterns can help you identify banks quickly and avoid errors in manual entry.
| Bank Name | Bank Code | IFSC Format |
|---|---|---|
| State Bank of India | SBIN | SBIN0XXXXXX |
| HDFC Bank | HDFC | HDFC0XXXXXX |
| ICICI Bank | ICIC | ICIC0XXXXXX |
| Axis Bank | UTIB | UTIB0XXXXXX |
| Punjab National Bank | PUNB | PUNB0XXXXXX |
IFSC Code Security and Best Practices
While IFSC codes are public information and not confidential, it's important to use them correctly to ensure secure transactions. Always verify IFSC codes from official sources before initiating transfers, especially for large amounts.
Important: Never share your complete banking details including account numbers with IFSC codes through unsecured channels. Always double-check IFSC codes when receiving them from third parties to prevent fraudulent transactions.
Our IFSC code directory maintains the most comprehensive and up-to-date database of Indian bank branches. We regularly synchronize our data with official RBI sources to ensure accuracy. Whether you're looking for State Bank of India branches, HDFC Bank locations, ICICI Bank details, or information about smaller regional banks, our tool provides reliable results every time.
Bookmark this page for quick access to IFSC code verification whenever you need to make electronic payments, set up automatic transfers, or verify banking details. Our tool works on all devices and provides instant results without any registration or fees.
Common IFSC Code Related Issues
Transaction failures often occur due to incorrect IFSC codes. Always verify the IFSC code before initiating any electronic transfer to avoid delays and additional charges. Our IFSC verification tool helps you confirm that the code belongs to the correct bank and branch before you proceed with your transaction.
Some users confuse IFSC codes with MICR codes or account numbers. Remember that IFSC codes are specifically for electronic transfers, while MICR codes are used for check processing. Always use the correct code type for your specific banking needs to ensure smooth transactions.
Frequently Asked Questions
What happens if I use the wrong IFSC code?
Using an incorrect IFSC code can result in transaction failure, delays, or funds being sent to the wrong branch. In most cases, the transaction will be rejected, and you'll need to reinitiate with the correct code. Always verify IFSC codes using our tool before making transfers.
Are IFSC codes the same for all branches of a bank?
No, each bank branch has a unique IFSC code. Even different branches of the same bank in the same city will have different IFSC codes. This uniqueness ensures that money transfers reach the exact intended branch.
How often do IFSC codes change?
IFSC codes rarely change once assigned. However, they may change in cases of bank mergers, branch closures, or relocations. Our database is regularly updated to reflect any such changes, ensuring you always have access to the most current IFSC code information.
Can I use IFSC codes for international transfers?
IFSC codes are specifically designed for domestic transfers within India. For international transfers, you'll need SWIFT codes along with other international banking details. However, IFSC codes may be required for the final domestic leg of an international transfer within India.